Flat Rate shipping $9.95 within Australia.

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Flat Rate shipping $9.95 within Australia.

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    Buy Now, Pay Later Zip

    Why use zipPay

    Digital shopping account

    Create your account now and start shopping with the flexibility of a digital wallet.

    Buy now, pay later

    Shop today, enjoy your purchase & pay later to suit your lifestyle!

    Interest-free

    No interest. We’re completely transparent about no hidden fees.

    No credit cards

    A completely digitized wallet means there’s no need for a credit card.

    How it works


    Step 1
    Apply


    Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.


    Step 2
    Shop


    Use your zipPay account online or in-store wherever you see Zip. Browse the Store Directory to find 1000’s of fantastic retailers.


    Step 3
    Repay


    Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.

    $6 Account fee applies, this monthly fee is waived if the
    closing balance is paid by the due date. No balance no fee.

     

    Simply select zipPay at checkout

    Available at your favorite retailers online and in-store.

    STEP 2

    Sign-up on your mobile

    Sign in with social or email and you’ll get a decision straight away.

    STEP 3

    Complete your order

    We pay on your behalf, so you have nothing to pay today. It’s that easy!

    STEP 4

    Full payment flexibility

    You pay us over time weekly, fortnightly or monthly, whichever suits you best.